How Do Prescription Savings Cards Work?

Savings programs and discount prescription companies negotiate discounts on bulk drug purchases with pharmacies. People in need of prescriptions can then save on medication prices by using a free “prescription savings card” or mobile app provided by the savings program.

If and when you use the prescription savings card, the pharmacy then compensates the savings program. That’s the fee the pharmacy pays to the savings program in exchange for them sending a new customer. Pharmacies then benefit from a store visit, and if patient is uninsured, they sell a prescription they probably wouldn’t have otherwise.

Are Prescription Savings Cards Free?

Most drug savings programs are completely free for consumers to use at most pharmacies. Patients are encouraged to compare drug and prescription prices online before filling their order regardless of whether they have insurance or not. Prescription prices and discounts can vary significantly from one pharmacy to the next.

If you do have health insurance, you should still compare your copay cost to the rate available through the prescription savings card so you can be positive you’re getting the best price possible for that drug.

Who Is Eligible for a Savings Card?

If you search online for “prescription savings cards”, you’ll see many different offerings although they might not be for your prescription specifically. Many times the manufacturer of the drug will issue a savings prescription card.

Anyone can obtain a prescription savings card, regardless of whether they are insured or uninsured. Savings cards are used in place of insurance, not in conjunction with insurance.

Most prescription savings cards available online can be downloaded and printed as a hard copy you can tuck in your wallet and take with you to the pharmacy. There are also many apps out there now that can be scanned at the pharmacy checkout counter.

How Much Can I Save with a Prescription Savings Card?

Actual savings can vary significantly depending on the savings card and the pharmacy, but many users report saving between 20 and 90 percent using a prescription savings card. Try shopping around to see which cards, apps or pharmacies are offering the best deals.

At Simplefill, we work hard to help people who are having a tough time paying for the costly prescription medications they count on to manage chronic medical conditions.

How Can Simplefill Help Me Save Money?

In addition to raising public awareness of the existence of prescription assistance options, we have made it our mission to bridge the gap between those who need prescription assistance and the programs and organizations that can provide it.

If you do not qualify or cannot find the right prescription savings card, we will do everything possible to find you prescription assistance to reduce or even eliminate your out-of-pocket cost.

In order for us to help you, you’ll need to become a Simplefill member by applying online or by calling us at 1(877)386-0206.

Enroll with Simplefill today, and you’ll soon be paying much less for your prescriptions.