Hey Baby Boomers, Listen Up!

Hey Baby Boomers, Listen Up!

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Hey Baby Boomers Listen Up!

What can you buy for $3.00? Not much.

Social Security Administration recently announced the cost of living adjustment for 2017 is only 0.3%. That equates to roughly $3.00 a month. These days that might get you a cup of coffee but don’t expect the sugar or the cream.  Meanwhile, your Part B premium which is your medical portion of your plan will increase and will take the entire amount. All three dollars!

At Simplefill, we believe this increase amount is “no increase.” It’s been 3 years since retirees have had a benefit increase. However, prices for goods and services continue to rise, along with the cost of medications.

The chance that the cost of your drug price will go down is about the same chance of you getting struck by lightning. It can happen, but it sure isn’t very likely.

Here at Simplefill, we suggest you take the time to review your coverage with an insurance representative. Open enrollment has started and will end December 7, 2016. It is wise to compare different plans and choose the plan that is best for you. If you cannot find a plan that covers your medications or you will hit your coverage gap, also known as “The Donut Hole”, be sure to call Simplefill so you are not stuck paying the full retail cost of your expensive medications.

Simplefill’s mission is to find solutions for retirees who have been prescribed expensive medications that they simply cannot afford.

When you call; you will speak with a Simplefill Care Coordinator who will review your medication list and find ways to help you save money. We pride ourselves by not only saving money for retirees, but also offering exceptional customer service. Our members can always speak with a live person and not a machine. We also have the latest technology where you can check your order and enrollment information using the Patient Portal at any time.

Call us today! 1-877-386-0206

June is Alzheimer’s Awareness Month

June is Alzheimer’s Awareness Month

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My uncle, Francois, was kind, sweet and always had something to say. Always. He was a quirky man with an adventurous spirit which is what made it difficult for us to identify what was happening to Francois.

Francois lived in North Miami, Florida with my aunt. When my aunt asked him to run to the store to pick up a few items, she thought nothing of it. After all, he had done it 100 times in the past. Hours later my uncle was still not back. We began to panic. We filed a missing person report and was told that all we could do at that time was wait. We waited and waited for that phone to ring. Hours after we filed the report, the phone rang. It was not Francois on the other line, it was the state police department.
Instead of going to the store, Francois got on I-95 North and drove 200 miles to the Georgia state line. He drove until he literally ran out of gas. The state police picked him up and saw he was on the missing person’s report. The state police kept him at the station until we got there to pick him up. They enjoyed my uncle, they even gave him a jacket to coronet his adventure! When we asked my uncle why he drove so far he had no answer. He did not remember. He was diagnosed with Alzheimer’s later that month.

June is Alzheimer’s awareness month. At Simplefill, we believe it is important to help spread the awareness.

I watched my uncle struggle with this disease and what seemed harder was watching my aunt manage his illness. She went from having a best friend and partner in life, to having a full time caregiving job that left her financially and emotionally exhausted. My aunt is not alone. There is an estimated 5.4 million Americans with Alzheimer’s and over 15 million caretakers that tend to Alzheimer patients.

Notable Facts
1. Every 66 seconds someone in the United States develops the disease
2. Family caregivers spend more than $5,000.00 a year caring for someone with Alzheimer’s
3. In 2016, Alzheimer’s and other dementias will cost the nation $236 Billion
4. Alzheimer’s kills more than breast cancer and prostate cancer combined

Sometimes the signs of Alzheimers are not noticed until the disease has advanced. Keep in mind these 10 warning signs and contact your doctor if these behavior patterns become more common.

10 Early Signs and Symptoms of Alzheimer’s
1. Memory loss that disrupts daily life
2. Challenges in planning or solving simple problems
3. Difficulty in completing familiar tasks at home, at work or at leisure
4. Confusion with time
5. Trouble understanding visual images and spatial relationships
6. New problems with words in speaking or writing
7. Misplacing things and losing the ability to retrace steps
8. Decreased or poor judgment
9. Changes in mood and personality
10. Withdrawal from work and social activities

The team at Simplefill hopes to spread the awareness of this debilitating disease and let people know we can help alleviate some of the financial burden that falls onto families of Alzheimer’s patients. There are several medications that have been developed to slow down the progression of the disease. Unfortunately, these medications come with a high price tag. Often the medication(s) are unaffordable for patients. If you know of someone who needs assistance paying for their Alzheimer medication which includes but is not limited to Namzaric, Exelon Patch, or Namenda please call Simplefill today (1-877-386-0206). We look forward to helping you.

Is Insurance Worth the Cost? An Examination of the Evidence

Is Insurance Worth the Cost? An Examination of the Evidence

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The Affordable Care Act, despite its good intentions, has been met with a mixed reception since its rollout. Millions of Americans living below the poverty line are now able to access health care, prescription assistance, and doctor appointments for their families. On the flip side, millions of others ineligible for assistance find themselves with a dilemma: pay for insurance and foot premiums they can’t afford, or pay the penalty fee. The latter is often far more affordable.

Politics aside, here’s an examination of what the raw data shows.

The Statistics

It’s a fact that under the Affordable Care Act, the rate of uninsured Americans has dropped, down to 9.2% in the first quarter of 2015, compared to 15.7% in 2011 before the act was signed by the president. The figure is expected to drop even further in 2016 as more Americans become aware of how the program works.

There is also a misconception about who makes up the majority of the previously uninsured. The prevailing belief is that those who benefit the most are those who are unemployed, using food stamps, or “leeching” off the system in one way or another.

In reality, the majority of these people are from the working class who did not have health insurance due to premiums being out of their budget.

Furthermore, a 2012 study by Families USA also showed that between 2005 and 2010, 130,000 Americans died due to not having health insurance. That’s 25% higher compared to the insured. There are other similar studies, and while the numbers may differ slightly, there appears to be a unanimous consensus: those who lack basic health care are more likely to die than their insured counterparts.

With the statistics as evidence, a strong argument can be made that the Affordable Care Act saves lives. That’s a second chance for countless Americans.

Exploring the Other Side of the Coin

Looking at some of the statistics alone, it would seem like a bullet-proof argument in favor of Obamacare. However, statistics without context only frames the argument from one perspective. There are many working Americans who need affordable health insurance just as much, but are ineligible due to just being barely above the income threshold. To say that Obamacare is a success would be leaving these Americans’ voices unrepresented.

Take into account Marhsa Danley, a 56-year-old native of Napa, CA, and full-time worker who is just above the income bracket that would allow her to qualify for a subsidy. She has not had insurance in over 10 years, though under Obamacare, she will be required to pay roughly $500 a month for a Silver Plan that includes a $5,000 annual deductible. Despite an annual $68,000 income, the $500 a month premium is simply beyond Danley’s budget considering that she has other debts, not to mention having to foot her mother’s existing medical bill when she fell ill a few years earlier.

Danley’s story isn’t a unique one. Many hard working Americans, despite being considered middle-class income earners, are feeling the financial sting of having to pay for health insurance. Many are instead opting to pay the penalty fee since it’s the more financially sound decision. Taking this road, of course, still leaves them without health coverage.

Even those already insured are seeing a hike in premiums. Also, more employers are nixing health insurance plans for their employees or are drastically reducing the coverage. UPS, for example, just recently removed spousal coverage from its plan and cited the Affordable Care Act as reason for doing so. This means employees now have to enroll in an individual health insurance plan that, much like in Danley’s situation, they may not be able to afford. The Affordable Care Act, as it turns out, isn’t so affordable for a large working class demographic.

We’re Here to Help

At Simplefill, we know that even with insurance, prescription drug costs are sometimes unaffordable. Whether you are living without health insurance, struggling with cost of high co-pays or being forced to make decisions due to limited prescription drug coverage, our mission is to ensure all patients receive the help they need. We believe that no American should be forced to choose between potentially life-saving medication and being plundered into deep debt. Get in touch with us to learn more about our prescription assistance program. Based on your eligibility, you may also qualify for grant services.

Chronic Disease Series: Multiple Sclerosis

Chronic Disease Series: Multiple Sclerosis

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More than 2.3 million people across the planet are living with Multiple Sclerosis. Each month we explore a different chronic disease as part of our mission of promoting health knowledge. This month, we’re answering some of the questions you might have about this disease with the help of the National Multiple Sclerosis Society. Continue reading

Chronic Disease Series: Epilepsy

Chronic Disease Series: Epilepsy

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Epilepsy is a neurological disorder disrupts the brain’s nerve cell activity inducing a seizure. An estimated 150,000 Americans live with epilepsy each year. If you’ve spoken with your doctor about your symptoms, then it’s important to manage your illness with seizure medication.

If you have a seizure that lasts more than five minutes, lose consciousness, or experience a second seizure immediately following the first, it’s important to get medical attention quickly. Epileptic seizures spark reactions that range from mild to severe. Minor responses include inattention and prolonged blank states, whereas intense lack of joint control or loss of consciousness characterize intense symptoms.

Tegretol, also known as Carbamazepine, is an anticonvulsant that mitigates nerve pains. It halts seizures by moderating brain activity. Zarontin is another popular anti-seizure medication. This type of medication halts abnormal activity in the brain, which can typically spark a seizure. Felbatol and Gabitril are two other popular anti-epileptic drugs that help to moderate the brain’s nerve cell activity.

If you are living with epilepsy, make sure to take your medication reliably, exercise regularly, and rest properly. It’s also important to wear a medical bracelet. Educate your housemates on how to handle a seizure: Roll onto one side, place something soft under your head, and never restrict movement.

It’s possible to comfortably live with epilepsy, but many forms of epilepsy require the support of regular medication. If you are having difficulty affording your medications, reach out to the Simplefill team. We advocate for your right to access the affordable prescriptions that enable you to live a healthy life. Explore what options we can offer you and apply today.

Simplefill: Why We Decided to Help Provide Medication Assistance

Simplefill: Why We Decided to Help Provide Medication Assistance

Help My Meds Medication Assistance Prescription Assistance

Many Americans are facing an impossible choice: Should they go into debt to get the medications they need, or should they risk their lives to spare their wallet? At Simplefill, we don’t believe anyone should have to struggle with this dilemma. Americans are feeling crippled by the escalating price of medications and they don’t know where to turn. Simplefill offers a solution with our response to increasing medical costs.

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Chronic Obstructive Pulmonary Disease (COPD): The Symptoms, Treatments & Medications

Chronic Obstructive Pulmonary Disease (COPD): The Symptoms, Treatments & Medications

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Chronic Obstructive Pulmonary Disease, commonly known as COPD, is one of the country’s most common illnesses, but at Simplefill Prescription Assistance, we have found that it is also one of the most misunderstood. The term describes a condition where airways to the lungs are partially blocked, making it difficult to draw breath. Chronic bronchitis and emphysema are both forms of COPD.

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Important Fall 2014 Healthcare Open Enrollment Tips and Deadlines

Important Fall 2014 Healthcare Open Enrollment Tips and Deadlines

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The Open Enrollment period for healthcare under the Affordable Care Act is coming up soon, and we want our Simplefill community to be prepared for this important time of year. Grab a pen and get ready to mark your calendars with the information you need about coverage from a Qualified Health Plan.

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How to Get HIV Medication Cost Assistance

How to Get HIV Medication Cost Assistance

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An estimated 1.1 million Americans live with HIV every day. Proper medical attention is essential in order to cope with this taxing illness, but too often the AIDS and HIV treatment cost hinders patients’ access to this vital care. If you cannot afford the cost of HIV medication, then there is a solution. Simplefill is dedicated to helping individuals who are under- or uninsured, providing that crucial link between patients and Prescription Assistance Programs.

To get support from Simplefill, fill out and submit the short application. A Simplefill Advocate will give you a call within 24 hours of submission to get more details and, if you are eligible, will promptly enroll you in the program. Once you are a Simplefill member, Advocates will help you complete your tailored Prescription Assistance Program applications to provide access to free or low cost medication. No two patients are alike, and by combining our extensive knowledge of the health care system with the individual needs of our members, we are able to get you the affordable medicine you need to live with HIV. We also research alternative funding programs and prescription options to relieve the financial burden of most prescription medicine.

Simplefill members don’t just get access to affordable medicine for AIDS; they also have the peace of mind that their needs are being taken care of by a team of specialists. Our services include personal medication management, so that you don’t have to feel insecure about when your prescription will arrive. We believe that our members should be focusing on their health, so we focus on providing them with reliable access to affordable or free HIV medication.

If you are living with HIV, support is just a phone call away. Reach out to a Simplefill Advocate today at 1.877.386.0206 to get prescription assistance you need.