low income prescription assistance Archives - Simplefill | Prescription Assistance, Rx Assistance, Patient Assistance

How to Pay for Prescriptions Without Insurance

Unfortunately, if you missed the Medicare and marketplace open enrollment for 2019, you might find yourself without health insurance for the upcoming year. We understand how scary it is to face medical issues during a period of being uninsured, which is why we’re committed to helping you out during this trying time. If you’re without insurance and unable to afford your medication, here are some steps you can take for prescription help.

Ask About Generic Prescription Options

Wondering how to pay for prescriptions without insurance? One way to save money on prescription medication is by requesting generic options. Just like when you shop at the grocery store, generic prescription options are often more affordable than their name-brand counterparts. While the prices are different, they frequently have the exact same dosage, intended use, effects, side effects, route of administration, risks, safety, and strength as the original drug. If you decide to use a prescription assistance program like Simplefill, we’ll even help you do the research to find affordable generic prescription options.

Sign Up for a Prescription Assistance Program

With or without insurance, Simplefill’s Prescription Assistance Program can help you afford your medications. Because we understand how complicated it can be to navigate the healthcare system, we do everything we can to simplify your experience. Not only do we take the time to learn about your specific medical and financial situation, but we take care of all the research and paperwork in order find the best possible option for you.

What to Expect from Simplefill

We research your situation and work with you to complete applications for any available prescription assistance programs, discount brand drug programs, discount generic drug programs, and/or available grant funding.
We help research alternative medications that serve the same purpose but have a lower price tag.
Depending on your specific illness, we help you research and apply for alternative funding programs, including government grants.
If you’re eligible, we can help you enroll in the Social Security Extra Help Program.
We assign you an advocate who monitors your medications and eligibility in the programs and continues to provide support even after the medication is received.

If you suffer from a chronic disease like cancer, HIV, diabetes, heart disease, asthma, or depression and are having trouble affording your prescriptions for any reason at all, start an application online or call us at 1.877.386.0206. A Simplefill Advocate will respond within 24 hours.

The Medicare Donut Hole Explained

by Simplefill Medication Assistance

What is the Donut Hole?

The coverage gap, commonly called the “Donut Hole” is a temporary limit on what your Medicare Prescription drug plan will pay for your prescription drug costs.

While you are in the “Donut Hole”, you will pay higher costs of for your brand-name drugs. Often times these increased costs make your medications unaffordable.

If this sounds like you or someone you know, call Simplefill Prescription Assistance programs to enroll in their program during this period. 1-877-386-0206

The experts at Simplefill make understanding your Medicare Part D plan…well Simple!

There are 4 stages to your part D plan. Let’s break it down for you.

Stage 1: Deductible Phase
In this stage, you must pay a certain amount out of pocket before your prescription drug plan will kick in. This amount varies by plan.

Stage 2: Initial Coverage Phase
After you hit your deductible, you will start paying the plan’s cost share for covered medications. Once you and your prescription plan have spent $3,310.00 in 2016 for covered drugs; you’ve reached the “Donut Hole”.

Stage 3: The Donut Hole, Coverage Gap Phase
This is the stage where you start getting that sticker shock. Unless you want to wait until January 1st when your plan resets, you will now be paying 50% of the retail price of your medications. This can be very expensive and not an option for most patients, especially ones who are on fixed incomes.
This is why we urge you to contact us at 1-877-386-0206 or apply for assistance online.

Stage 4: Catastrophic Phase
You get a bit of a break in this stage since you have spent so much out of pocket for the year. During the catastrophic stage, you pay whichever amount is greater –either 5% of the covered drug cost or $2.65 for generics and $6.60 for brand name drugs.

What if I am not in the coverage gap but I still cannot afford my medications or my medication is not covered at all?
It never hurts to pick up the phone and ask. Often times we can help patients when their medication is not covered or if they have a copay is unaffordable. We always advise our patients to call us and we can find them the best way to save money on their medications. Think of the team at Simplefill as your Medication Savings Advisors!

Simplefill: Why We Decided to Help Provide Medication Assistance

by Simplefill Help My Meds Medication Assistance Prescription Assistance

Many Americans are facing an impossible choice: Should they go into debt to get the medications they need, or should they risk their lives to spare their wallet? At Simplefill, we don’t believe anyone should have to struggle with this dilemma. Americans are feeling crippled by the escalating price of medications and they don’t know where to turn. Simplefill offers a solution with our response to increasing medical costs.

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Free or Low Cost Prescription Medication Options

by Simplefill blog Help My Meds Medication Assistance Prescription Assistance Prescription Assistance Program

According to the National Health Council, an estimated 133 million Americans (45% of the country’s total population) are living with a chronic disease or health issue. Illnesses not only make everyday life more complicated, but they also create a major financial strain for patients.

Many uninsured or underinsured Americans are faced with three options: Go into debt paying for treatment they can’t afford, go untreated, or settle for subpar medications. The first choice leads to financial hardship, the second two can lead to worsening symptoms and even death.

There is good news. Free or low cost prescription medication options are available, and Simplefill is driven to provide as many people with the medication they need.

Prescription Assistance Programs (PAPs) are offered by pharmaceutical companies to provide qualified patients with affordable treatment options. However, the system is complex, and many patients miss out on low cost prescriptions because they don’t know how to navigate each PAP.

Simplefill is an advocacy group providing low income prescription assistance to patients across the country. We guide patients throughout the process to ensure they get access to the medications they need at a fraction of the cost. By offering expert advice, tailored support, and a knowledgeable customer service network, Simplefill aims to provide a “simple solution to a complex problem.”

Patients should not have to forfeit their health due to limited or lack of a prescription coverage. To get access to the free or low cost medications you deserve, fill out our application or chat with one of our representatives to get started. If you have any questions, we’re just a phone call, email, or live chat away to talk you through the process. Simplefill takes the hardship out of staying healthy, and we’re proud to help hundreds of patients every month. Join us today!